Some ATMs deposit to your account based on the debit/ATM card you use, and they can even scan cash and checks in real time.
The retailers will usually accept post-dated monthly cheque payment installments up to several months in advance allowing their customers to pay for expensive goods as a sort of a line of no interest credit.
When you deposit money in a bank or credit union, you need to fill out a deposit slip to direct the funds to the right place.
In practice, whether the check writer has any redress against the financial institution where the payee deposited the check may depend on whether it can be shown that the check was accepted over the counter without examination.
In Serbia post-dating cheques is a customary practice in the retail industry.
In the United States and the UK, post-dated cheques are negotiable instruments and can be drawn upon at any time, while in India and Australia post-dated cheques are not payable until the date written on the cheque. (1) Where a cheque, or any indorsement of a cheque, is dated, the date shall, unless the contrary is proved, be presumed to be the day on which the cheque was drawn or the indorsement made, as the case may be.
(2) A cheque is not invalid by reason only that- (a) it is not dated; (b) it is antedated or post-dated; or (c) the date it bears is a Sunday.Dollars and cents: If you want to score bonus points with the teller, enter your deposit amounts in dollars and cents.You’ll notice separate boxes for each entry (on most deposit slips).The box on the far right is for the decimal (or “cents”) portion, and the next box to the left is for the full dollar amount.It’s not a big deal if you don’t get this perfect, but with some deposits— especially large ones—tellers might require that you get all of the commas and decimals in the right place.If a Canadian financial institution inadvertently accepts and processes a cheque before the due date, the cheque writer may ask his or her financial institution to return the amount until the day before the cheque should have been cashed.