Getting all debts “under one roof” and at a good interest rate can get many people on the road to financial freedom.No matter which method you choose, remember to identify the source of the debt problem, and commit to avoiding the problem in the future.
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Debt consolidation can be a relief for people who are juggling multiple bills or payment due dates.
People who struggle to afford even minimum payments, or who have bad credit, might not benefit from debt consolidation. Personal loan lenders offer way to refinance credit card debt.
Andrew Housser is a co-founder and CEO of Bills.com, a free one-stop online portal where consumers can educate themselves about personal finance issues and compare financial products and services.
He also is co-CEO of Freedom Financial Network, LLC providing comprehensive consumer credit advocacy and debt relief services.
Going forward, all replies to Stories as well as Facebook Camera messages will be directed through Messenger.
While Facebook is streamlining many facets of Stories, there is one thing it is adding: collaborative Stories for events.
Do not respond to emails that come from personal email domains (such as Gmail and Yahoo.com) instead of the company’s official domain.
Watch for the padlock in the URL bar of your browser that indicates a secure website before entering any personal information.
Be very wary of any loan that has a prepayment penalty.
You should not have to pay extra if you are able to repay the loan early.8. If you have too much debt to qualify for a consolidation loan, or if you fear you cannot repay your debt, you might want to look into other help.
, not only will Stories between Messenger Day and Facebook be consolidated as of today, but Facebook is also getting rid of Direct, an ephemeral messaging feature.